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Testimonials

What People Say

I cannot say enough about how marvelous Nicole Aylward, Sr. Loan Specialist, helped me today. She was patient with me, listened to my whole hardship story that has evolved over the last 18 months. When financial alternatives that they offered would not work, she continued searching for alternatives that would and I hope will work for my situation (I truly believe these will). If there is alight at the end of this tunnel, I think it's name is Nicole.
Leslie Ottaviano
I was referred to this company by a friend and Iā€™m so glad he did. The gentleman who helped me out was quick to provide a solution. What stood out was he listened to my concerns and was professional throughout the process. I was able to get a loan and now feel relieved Iā€™m in a better financial position to make ends meet. Highly recommended!
Allen I
Great phone call. My representative was super nice. Got approved for $20000. Very happy with the service.
Eric
FAQ - Lend & Loan Financial

Frequently Asked Questions

What types of loans does Lend & Loan Financial offer? āŒ„
We provide personal loans, debt consolidation loans, and home improvement loans. Loan amounts range from $1,000 to $250,000, with flexible terms and no prepayment penalties.
How long does the approval process take? āŒ„
Loan decisions are usually made within 1 business day. Once approved, funds typically arrive within 3ā€“5 business days.
What credit score do I need to qualify? āŒ„
We work with a wide range of credit scores, from 500ā€“850. Applicants also need a debt-to-income ratio under 45%, verifiable income, and an active U.S. bank account.
Is Lend & Loan Financial accredited by the BBB? āŒ„
We are not currently accredited by the Better Business Bureau (BBB). Our focus is on transparent terms, fair lending practices, and personalized customer support. While accreditation is not held, we are licensed, regulated, and have helped over 100,000 clients with financial recovery.
Will checking my loan rate affect my credit score? āŒ„
No. Checking your rate is considered a soft inquiry and will not impact your credit score. A full credit check is only performed later in the process if you proceed with a loan application.