Services
How to Apply for a Loan
The Process
Loan decisions are typically made within 1 business day, with funds available in 3–5 business days post-approval.
Check Your Rate
See your options instantly with no impact to your credit score.
Choose Your Loan
Select personalized terms that fit your budget and goals.
Receive Funds
Get approved in 1 business day and funded within 3–5 days.
Who Can Apply
- Credit score: 500–850 FICO accepted
- Debt-to-income ratio below 45%
- Active U.S. bank account
- Verifiable Income
- California Resident
- Age 18+ with valid government-issued ID
Take the First Step Toward Financial Freedom
It only takes a few minutes to check your rate — with no impact to your credit score.
Check My Rate